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First Reward Checking
- Free ATMs Nationwide!*
- No Monthly Fees &
- No Minimum Balance
- 4.01% APY** on balances up to $20,000
- 1.01% APY** on balances over $20,000
Online Banking Features
- View statements and transaction history
- Transfer money to and from your savings and bank account
- Stay informed with custom reminders
Apply Online For a Home Loan Today!
Simple. Fast. Secure.
Consumer Resources
- AnnualCreditReport.com
- View your free credit report
- MasterCard SecureCode
- Protect your MasterCard when shopping online
- NADA Guides
- New & used car values & prices
Community Focus
Upcoming Events
Past Events
- Flora Bank & Trust Bus Trip
May 26, 2009 - 10th Annual WNOI Home, Lawn & Garden Show
March 14, 2009 – March 15, 2009 - Flora Bank & Trust donates to Flora Depot
February 23, 2009 - Flora Bank & Trust’s Anniversary
January 16, 2009 - Clay County Hospital Meet & Greet
December 16, 2008

