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CDs and IRAs

Flora Bank & Trust offers both Certificates of Deposit (CDs) and Individual Retirement Accounts (IRAs) to help you plan for the future.


Certificates of Deposit (CD)

Flora Bank & Trust offers CD terms of 182 days up to 60 months. We have several different interest payment options to fit your financial needs.

CD rates are subject to change weekly and are updated on a weekly basis.

**Certificates of Deposit are insured by the FDIC.



Individual Retirement Accounts (IRA)

We offer a full range of IRA investment options to help you in planning for you retirement.

  • Traditional IRA
  • Roth IRA
  • Coverdell Educational IRA


Stop by or call us to set up a CD or IRA today!

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