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Personal & Consumer Loans Image

Personal & Consumer Loans

Whether you're getting a new vehicle, buying furniture, planning a vacation or consolidating your bills - We're here to help you through the loan process!


Personal Loans:

Need a Quick Loan? Start with Quilo.

With Quilo you can get a quick unsecured loan to pay for unexpected expenses, to pay down high interest rate credit card debt or to replenish your checking account for a purchase you already made.  Quilo is an app brought to you by First Community Bank and Trust. Loans are unsecured and designed for quick approvals. It's a great way to get access to a loan and save you time.

Quilo Logo

Quilo is Responsible Credit!

Pay down high interest rate credit card debt and save money with a low APR and Fixed Monthly Payments or get an unsecured loan to pay for unexpected expenses like a new furnace or car repairs.  Learn more about Quilo and get pre-approved for a loan in minutes.  It's quick, easy, and won't ding your credit report until you take an actual loan.

Learn more about Quilo


Consumer Loans:

Flora Bank & Trust provides competitive rates and terms for all types of consumer loans:

  • New or Used, Cars, Trucks, SUVs & Vans
  • Boats
  • RVs
  • 4 Wheelers & Recreational Vehicles

How much is my vehicle worth? What should I look for in a new vehicle?

Get side-by-side comparisons by checking out the free car buying information at


Apply for a Consumer Loan Today!

  • Flora Bank & Trust has made it easy to apply for a consumer loan!
  1. Save our printable Consumer Loan application to your computer/hard drive by clicking the "download" icon located in the upper right hand corner of your .pdf viewer, or select the "print" icon from the same area when your PDF view application opens.
  2. Mail in the application or drop it off at one of our conveniently located, full-service facilities.

**Please remember to fill out one form per applicant.

Printable Loan Application




Follow the link below to download Adobe Reader.

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